Let's Japan.org

by **Urusai_Gaijin** » Wed Jul 25, 2012 6:01 am

Hey folks, got a bitch of an issue here that I need some advice on.

So I moved back to Canuckistan in May, rounded up the various documents and sent them off to Tokyo to get my nenkin refund.

THEN...

I discovered that my bank is utterly brain dead and didn't give me the correct information for the wire transfer--specifically, the transit number for my branch. On every document they've ever given me up until now (as well as on the website when I do online banking), it lists the transit number as a 4-digit number. I even went in to the branch to confirm everything before I sent it, but their employees apparently are utterly incompetent, as they said that this was correct. So I sent all that stuff off, only to discover a few weeks later that the transit number is actually 5-digits (for some reason that I can't fathom, they leave off the last digit on all statements, online, etc). :bang:

I can't seem to find any info from the nenkin website about what to do in this kind of situation, I guess I'll have to get my wife to call them and try to sort it out, but my more urgent concern is making sure that they don't go and wire the money to the WRONG account.

Does anyone know what would happen if they tried to send a wire transfer with the 4-digit transit number? I'm certain that all the other info (Institution number, account number, name, etc) is correct. So would the transfer simply fail to go through, or might it end up in someone else's pocket?

Thanks in advance for any info/advice you can offer, folks!

by **MacGyver** » Wed Jul 25, 2012 1:32 pm

Urusai_Gaijin wrote: (for some reason that I can't fathom, they leave off the last digit on all statements, online, etc).

Does anyone know what would happen if they tried to send a wire transfer with the 4-digit transit number?

GUESS ALERT

I'd say they do this for security reasons. And I would imagine that the transfer would fail rather than go into someone else's account.

by **Torias** » Tue Jul 31, 2012 9:39 am

No way to tell really what would happen. All banks in Canada have 5 digit transits and 3 digit bank numbers, so you would think that anything falling outside of those parameters would generate a "does not compute" error and no transfer would be made. If you look on the bottom of one of your cheques for that account, those are all the digits you need (except for the 3 at the beginning which should represent the cheque number in the top right corner).